PSU Bank story It has been all about NPAs and capital shortfalls.
Back in 2008, the performance gap between Indian public sector banks and private sector banks was not large. Over the last 6 years, the private banks have made rapid strides in terms of asset quality, banking efficiency, capital mix and balance sheet adequacy. However, PSU banks have lagged and the latest quarter underscores that this problem is only getting worse. Let me explain! Continue reading